Business Interruptions

Understand the Financial Impact

To help you account for expenses that may incur even though your business has come to a halt, use the Business Interruption and Extra Expenses Worksheet for your planning purposes.

Plan for Coverage:

  • Fixed charges and other expenses
  • Ordinary payroll and compensation
  • Expenses incurred for overhead and facilities

“Download Business Interruption and Extra Expenses Worksheet”

Worksheet Completion Tips

  • Review your annual financial records with your accountant to determine your annual gross profit
  • Consider the growth of your business from the renewal date of your insurance policy
  • Assume that operations will be shut down for at least a year after an event
  • Review your business interruption and extra expense insurance every year; otherwise you significantly increase the risk of becoming under-insured